"At least one Minnesota insurer said climate change and its effects are not clearly enough understood to prompt higher insurance premiums"

State asks insurers: Are you ready for climate change? | Star Tribune

Stuart Henderson, CEO of Western National Insurance Co., which writes $40 million worth of homeowners insurance in Minnesota, said his company is regularly assessing its exposure to all risks, and will adjust to climate change if necessary.

He also criticized the NAIC survey for questions that he believes go beyond liability and advocate strategies to blunt climate change, adding that he believes climate trends are uncertain.

“What are we doing about emissions? We don’t have emissions,” he said of his company.